Private Student Loan Application

Our simple application process takes just minutes to complete, and you’ll receive a quick decision.

Rates as low as 2.80% Variable and 4.54% Fixed (with AutoPay) 

Important: Applying with a cosigner may improve your chances of getting approved for a loan and may also help you get a better rate! Applicants with annual income less than $24,000 will be required to apply with a credit-worthy cosigner.

To begin, click below



What do you need to apply for a private student loan?

  • Personal Information Needed
    • Basic information about the school you will attend
    • Name, address, phone number and email
    • Social security number
    • Drivers license number



  • Get Better Rates and Terms with a Cosigner A creditworthy cosigner can make all the difference when it comes to a loan application’s chances for success and approval. Cosigners play a critical role in helping borrowers to secure private student loans and qualify for a lower rate. If you’re a creditworthy cosigner, you can help a student responsibly borrow funds for their education. And often for a rate well below one they could get on their own. Being a cosigner helps make a college education possible for the borrower. There are also certain requirements the cosigner must meet. The cosigner must have a good credit history and demonstrate certain income requirements.
  • After 24 consecutive, on-time principal and interest payments, a co-signer may apply for release from the loan